Manage Your Money with Hisaab Rakho
Hisaab Rakho is a simple personal finance and expense manager that helps you record every cash and digital purchase, track income and savings, understand your spending habits, and take control of your monthly budget — all in one place, completely free.
What is Hisaab Rakho?
Hisaab Rakho (meaning “keep your accounts”) is a modern expense tracker and personal finance manager built for individuals, students, freelancers, and families across India. It bridges the gap that banking apps leave — by tracking cash expenses alongside UPI, credit/debit card, and net banking transactions.
Whether you call it hisaab karo, hisab rakho, or just want a simple way to manage your money — this app helps you understand where every rupee goes. Record daily purchases, organize them by categories and months, and visualize spending trends with interactive charts and reports.
Who is it for?
- College students managing tight monthly budgets
- Salaried professionals tracking where their income goes
- Freelancers keeping hisab of irregular income and expenses
- Homemakers recording daily household and grocery spending
- Small families planning monthly savings goals
- Anyone who wants a simple, privacy-first money manager
Everything You Need to Track Your Finances
From daily chai expenses and grocery runs to monthly rent and savings — Hisaab Rakho covers your complete personal budgeting needs.
Year → Month Hierarchy
Expenses are structured into expandable Year and Month folders so you can inspect any past time period instantly.
Visual Reports & Charts
12-month bar charts, category donut allocations, and spending insight statistics clarify where every rupee goes.
Cash & Digital Modes
Banking apps only see online transfers. Hisaab Rakho records cash purchases, UPI, cards, and net banking seamlessly.
Smart Search & Filters
Search by item name, filter by category or payment mode, sort by highest amount, and paginate effortlessly.
Mobile-First Experience
Built with a mobile bottom navigation dock, smooth drawers, and touch-optimized action buttons for quick entry on the go.
Isolated Database Privacy
JWT authentication, bcrypt hashing, and parameterized Neon PostgreSQL tenant queries ensure strict data privacy.
Why Use Hisaab Rakho?
Designed to be simple, private, and genuinely useful for everyday money management.
Privacy First
We never ask for bank credentials. Your financial data stays strictly isolated with encrypted authentication and parameterized database queries.
Works Everywhere
Mobile-first progressive web app that you can install on your phone. Works on any device — Android, iOS, Windows, Mac, or browser.
Completely Free
No subscription, no premium tiers, no ads. Hisaab Rakho is free forever for personal use with all features unlocked from day one.
Get Started in Minutes
Three simple steps to understand your spending and manage your money better.
Create Your Free Account
Sign up with your email in seconds. No credit card or bank details required.
Record Your Expenses
Add each purchase with the amount, category, payment mode, and date. Cash, UPI, cards — everything.
Understand Your Spending
View monthly trends, category breakdowns, and spending analytics to see exactly where your money goes.
Features Available in Hisaab Rakho
Every feature is free and ready to use — no hidden premium upgrades.
Expense Tracking
Record every purchase with amount, date, and details
Multiple Payment Modes
Cash, UPI, Credit Card, Debit Card, Net Banking
Custom Categories
Create and manage spending categories with colors
Year → Month Tree
Browse expenses in organized time hierarchy
Spending Analytics
Monthly bar charts and category donut breakdowns
Smart Search & Filters
Find any purchase by name, category, or amount
Financial Dashboard
Overview of totals, averages, and trends at a glance
PWA Mobile App
Install on your phone for native app-like experience
Secure Authentication
JWT tokens, bcrypt hashing, email verification
Frequently Asked Questions
Common questions about Hisaab Rakho personal finance and expense tracking.